These are some of our available sub-prime
buyers and responders. Call for current counts and for our
latest additions to our sub-prime roster of
files.
1) Get Credit Now - These inquirers
have entered their personal data online because of their
interest in receiving a new credit card. They have indicated
that their credit isn’t perfect and are actively pursuing
credit. 60,000 + per week.
2) Car Credit
Network - These motivated individuals responded to
advertisements offering sub-prime vehicle financing by either
phone or internet. They are ready to find more financing and
are willing to pay higher interest rates. 50,000 + per
week.
3) Gold Card
Activators - These excited direct mail respondents called
in to activate their new catalog credit “Gold Card”. They are
willing to pay a $299 membership fee in order to access a
$6,000 credit line which allow members to purchase items from
the merchant’s catalog and requires a 25% down payment.
70,000 + per week.
4) Payday Loans
- These internet generated respondents filled out a form
online in response to an email offering short tem loans up to
$1000. These are initially generated on behalf of several
lenders who then lend to the customer at interest rates
exceeding those found in pawn shops. They are anxious to find
a credit source with more reasonable interest.
10,000 + per week.
5) Over The Limit
- These online buyers have had their credit card declined
at one of a variety of online merchants. These buyers are
happy to buy online but are in need of additional
credit. 50,000 + per
week.
6) Debt Consolidators - These debtors
have received an email offering debt elimination or debt
consolidation and have clicked through and filled out a form
asking to be contacted by a debt counselor. These people
aren’t broke, they just have gotten in a little over their
head and need help to sort out their finances.
18,000 + per week.
7) Internet Fast
Cash - These cash strapped online enthusiasts satisfied
their short term cash advance needs by taking out a high
interest rate loan. Their average age is 35 and average income
is $40,000. Evenly split between males and females.
8) No Credit Check
Computer Finance - These credit-challenged consumers
responded to an offer in their email box for computer
financing regardless of credit. 35,000 + per week.
9) Catalog Buyers
Check/Debit- Direct mail catalog enthusiasts which either
have no credit card or choose to pay with check or debit card
when purchasing out of one of several catalogs.
15,000 + per week.
10) Online Gold Card- These
internet-savvy credit-challenged consumers signed up for a
$10,000 credit line online. They paid a $150 membership fee so
they could get the card. When purchasing products from the
online catalog they must put 25% down and may finance the
balance. 11,000 + per
week.
